Take the stress out of money
Daily guidance, impact analysis, and shared budgeting, all in one app built for real life.
Start freeDAILY GUIDANCE
Know what you can spend, every day
Daily Spend Advisor
Every day, Kompass calculates how much you can safely spend without going over budget. It accounts for upcoming bills, remaining category budgets, and your typical spending patterns.
Impact Analysis
Planning a big purchase? Describe it to Kompass and get an AI-powered breakdown of how it affects your monthly budget, spending categories, and savings goals before you commit. Requires AI Pro.
Smart Money Coach
Get personalized suggestions based on your actual spending history. When you're ahead of plan, Kompass recommends where to put extra cash.
Learns Your Habits
Kompass learns from how you categorize transactions. Edit once and it remembers, so organization gets easier over time.
Goal Pace Tracking
Set savings goals and see whether you're ahead or behind pace to hit your target date.
Trend Anomaly Detection
Spot unusual spending patterns before they become problems with automatic trend analysis.
YOUR FULL PICTURE
Every account, one dashboard
Transaction Management
Every transaction from every account in one place. Edit, split, and tag transactions to match your real life.
Account Aggregation
Track checking, savings, credit cards, loans, and investment accounts. See your total net worth update as your data syncs.
Net Worth Over Time
Track your total assets minus liabilities over months and years to see the number that actually matters.
BETTER TOGETHER
Manage money as a team
Shared Household View
See combined spending across accounts so you and your partner always know where the household stands.
Split Expenses
Split transactions with a partner and track who owes what. Settle up without spreadsheets or guesswork.
Stay Aligned
Shared budgets and spending visibility help you and your partner make decisions together, not in the dark.
Connect Your Accounts
Link US bank accounts inside Kompass or import statements. Your data stays in one place either way.
OFX / QFX Import
Download a statement from your bank and import it directly. Supported by every major US bank.
CSV Import
Flexible CSV import with column mapping. Works with any bank's CSV export format.
UNDERSTAND YOUR PATTERNS
See where your money really goes
Spending by Category
Pie or bar charts of where your money went. Drill down by month, quarter, or custom date range.
Merchant Analysis
See which merchants you spend the most at. Spot subscriptions you forgot about.
Loan Amortization
Model your mortgage, car loan, or student debt. See payoff timelines and the impact of extra payments.
Ready to try it yourself?
Free to start. Smarter guidance from day one. Your data stays yours.
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