ompass
Your personal money advisor
Take the stress out of money.
Kompass connects to your bank, learns your habits, and tells you exactly what you can spend today, how big purchases affect your month, and keeps you and your partner on the same page.
Features
How Kompass takes care of your money
Guidance when you need it, not just a list of transactions.
Daily Spend Advisor
Every morning, know exactly how much you can spend today and stay on track for the month.
Impact Analysis
Big expense coming up? Tell Kompass what you're planning and see exactly how it affects your budget before you commit. AI Pro feature.
Smart Money Coach
Spending less than planned? Kompass suggests where to put extra cash, whether that's paying down debt, building savings, or investing.
Learns Your Habits
Kompass watches how you spend and organizes everything automatically. The more you use it, the smarter it gets.
Budget Together
Share your household budget with a partner. See combined spending, split expenses, and stay aligned without the awkward money talk.
Your Data, Your Server
Run Kompass on your own hardware with Docker. Every feature included, no subscription.
Up and running in minutes
No consultants. No onboarding call. No credit card required to start.
Connect
Link your bank accounts. Kompass pulls in your transactions, balances, and bills automatically.
Relax
Kompass watches your spending and calculates what you can safely spend each day, week, and month.
Grow
Get personalized suggestions to save more, pay down debt faster, or start investing your surplus.
Start free. Upgrade when ready.
Three plans that grow with you. Pro for daily guidance. Pro+ for a personal AI money coach.
See pricing details →Free
Core budgeting for anyone getting started. No credit card required.
- Unlimited accounts
- OFX / CSV import
- Budgets & category management
- Net worth tracking
- Shared expense splits
Pro
or $50/year
Power tools for serious budgeters. Forecasts, trends, and unlimited history.
- Everything in Free
- Unlimited transaction history
- Cash flow forecast (30-day projection)
- Budget adherence stats
- Spending trends & anomaly alerts
Premium
or $100/year
Everything in Pro, plus household budgeting and advanced reports.
- Everything in Pro
- Shared household budgeting (partner access)
- Property & investment tracking
- Advanced reports (health score, interest tracking)
- Custom import automation (folder scanner)
Stop worrying. Start spending with confidence.
Free to start. Smarter guidance from day one. Your data stays yours.
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